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It appears that support has already answered this question and provided a solution. From the support ticket:
When you change the payload repository to the filesystem and transfer the files from the SFTP client (WinSCP), it means you are using B2B and not SFG. When you upload the file to the filesystem which is attached to the SFTP Server Adapter, you will get 4 events for that file under Monitor --> completed file transfers view. When you open the Process Step Started or process step ended events, you will get the information of transfer under the More Information tab, and based on the available field you have to create the rule and corresponding email alert for the same.