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Re-auth indicator is needed to differentiate Auth and Re-auth for Card Brand Compliance and to get the auth fee waiver

Setup Authorization expiry of 7 days for BankCard Tender in configuration in OMS.

 

Create Order with BankCard Payment Tender.

Let Order gets Schedule and Release. 

Authorization of Payment happens once Order is released. During this Authorization request, Bank Card Service has charged Retailer with $1 value .

 

Let Order be in Released status for more than 7 Days.  Since Auth expiry is set to 7 Days, existing Auth get reversed and new Auth will be created. Since there is one more transaction between Retailer and Bank Card Service, Bank Card Service has charged again retailer with again $1 Value.  

 

For every week,  existing Auth gets reversed and new Auth is created, every time Retailer is charged with same value.

 

Bank Card Service is willing to give fee waiver to Retailer for Re-Auth scenario. i.e., for every Re-Auth scenario instead of charging same amount it wants to reduce the amount.

 

Bank Card Service needs some indicator from Retailer request to identify which one is new Auth and which one is Re-Auth, but due to limitation in product Retailer wont' be able to send this flag. 

  • Guest
  • Jan 10 2020
  • Future consideration
What is your industry? Retail
How will this idea be used?

Re-auth indicator is needed to differentiate Auth and Re-auth scenarios for Card Brand Compliance and to get the auth fee waiver.

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